Category: Personal Finance

Three Big Priorities for Parents Before They Help with College

This year’s federal financial aid forms became available this month, opening the door for parents and students to take advantage of $120 billion worth of federal grants and low-interest loans. It’s crucial that families make college financing decisions that balance children’s needs with those of parents. The biggest mistake parents...

Fair Isaac FICO 850 Highest Scorecard Methodology Discovered and Detailed

SubscriberWise, the nation’s largest issuing CRA for the communications industry and the leading protector of children victimized by identity fraud, announced today detailed FICO scenarios that unequivocally and constantly yield the highest possible FICO 850 general-purpose perfect credit scores across every national credit repository. The perfect scores were generated with...

2018 Best Places to Retire

U.S. News & World Report, the global authority in rankings and consumer advice, today unveiled the 2018 Best Places to Retire in the United States. The new rankings offer a comprehensive evaluation of the country’s 100 largest metropolitan areas based on how well they meet Americans’ expectations for retirement, with...

Best Cash Back Credit Cards of Fall 2017

Citi Double Cash is the best cash back credit card, according to CreditCards.com. A pioneer in the cash back card category, Citi Double Cash was one of the first no-annual-fee cards to offer up to 2 percent cash back on every purchase. That’s an unusually high rewards rate for a...

Jason L Smith’s book, “The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement”

Jason L Smith, a nationally-acclaimed speaker, financial planner, author, coach, and entrepreneur announces the release of his new book, “The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement.” The book has been highly anticipated by consumers and financial industry professionals alike and has already achieved best-seller status in...

Most and Least Valuable College Majors

Petroleum Engineering is the most valuable college major, according to a new report from TheCashlorette.com. The study examined median incomes and unemployment rates for U.S. adults with only a bachelor’s degree across 173 different majors. Click here for more information: https://www.thecashlorette.com/millennial-money/best-college-majors/ The most lucrative college major, Petroleum Engineering – or,...

Average Credit Card Charges Six Potential Fees

The average credit card charges six potential fees, according to a new CreditCards.com analysis of 100 popular cards. The First Premier Bank credit card leads the way with 12 possible fees. The Pentagon Federal Credit Union Promise Visa, which charges just one, is the most fee-friendly. Late payment and cash...